An increasing number of people suffer from lifestyle-related ailments due to stress, lack of exercise, and an unhealthy diet. Fortunately, most critical illnesses like cancer, hypertension, and diabetes are preventable if you make certain modifications to your way of living.The current lockdown period presents the perfect opportunity to do so.
Here are three things you can do to avoid such life-threatening diseases:
- Eat healthy
Increase the consumption of nutritious foods like fresh fruits and vegetables. Eating nuts, low-fat dairy products, and whole grains will also be beneficial. Eliminate sugar and trans-fatitems like cold drinks and chocolates for healthier living.
- Be active
A sedentary lifestyle and obesity are the leading causes of certain critical illnesses. To tackle them, be physically active in your daily life. Get at least 150 minutes of moderate to intense activity in a week. You can consider walking, jump-roping, yoga, or doing housework. Start slow and take up those activities that you like to maintain your fitness levels.
- Quit tobacco
Smoking is a major cause of cancer, which affects millions across the globe. It also increases the risk of heart attacks. Although quitting may seem tough, begin by avoiding smoking for a few hours daily, and gradually increase the time until you gain the willpower to quit the habit. Lung functioning improveswithin a few months after you give it up. Once you complete a year without smoking, the risk of having a heart disease reduces by approximately 50%.
How to be self-disciplined
Making lifestyle changes is a long process, and good results call for some amount of self-control. Here are some tips to help you in this journey:
- Eliminate temptations, which means not keeping junk food in your home
- Make meal plans and eat smaller portions; take time to chew the food so that the body feels fuller
- Start with an easy exercise routine and moderately increase the intensity of your workouts to sustain it
- Take help from friends and relatives to help quit smoking
Living a healthy life does not guarantee the prevention of an ailment, but it can help decrease the probability of one arising. Compare health insurance plans online to make sure that you avoid financial difficulties in case of a positive diagnosis.
Buy health insurance to cover medical costs
If you are unfortunately diagnosed with a critical disease, the treatment may be long-term and expensive. So, you must avail of a cashless health insurance plan before hand to protect your savings.
Health cover pays for hospitalization expenses, pre- and post-hospitalization costs, and several other charges. However, a regular medical insurance plan may be insufficient if you are detected with a serious ailment.
In this case, a critical illness insurance plan can prove valuable, as it pays a lump sum on diagnosis. You can use this payment to meet household expenses, pay off debt, or for any other purpose. You will receive the entire amount irrespective of the hospitalization costs.
Even if you hold multiple policies, you will be able to benefit from them all. In comparison, a mediclaim only pays for the expenses that you incur.
Now that you have understood the importance of a critical illness insurance policy in India, invest in one immediately to lead a peaceful life without any worries.